Credit Risk Assurance Specialist

Stellar Select Limited
London, South East England
14 Jul 2017
13 Aug 2017
Contract Type
Full Time

We have a great new Credit Risk Assurance Specialist role based in London offering up to £50,000 with bonus and great benefits package. The principal purpose of role is to undertake assurance / audit of lending portfolios to confirm adherence to policies and processes within asset finance and commercial property finance as well as supporting across other lending portfolios where required. A secondary element of role is to also act as credit risk underwriter providing cover for absence and assisting with workload peaks where required covering a broad spectrum of SME/Commercial borrowers including residential, commercial real estate finance, asset finance and block discounting facilities.

Responsibilities for the role of Credit Risk Assurance Specialist

  • Providing credit risk assurance to Head of Credit Risk and CRO
  • Preparation and presentation of credit risk assessment reports and make recommendations to Credit Committees
  • Operate within a personal lending mandate where applicable
  • Act as Secretary of Credit Committee and Board Credit Committee including preparation of agenda's, meetings, distribution of credit papers and minute taking as required.
  • Contribute to credit policy & maintenance of a coherent framework for the management of Credit risk
  • Assist the Head of Credit/CRO in providing early visibility of emerging risks in the portfolios
  • Assist in the maintenance of a problem debt management framework
  • Ensure all lending proposals satisfy Conduct and Compliance criteria as per policy

Experience required for the role of Credit Risk Assurance Specialist

  • An extensive background in credit risk audit or assurance roles gained within mainstream lending is essential
  • Recent lending experience in credit risk analytical and sanctioning roles with an emphasis on Real Estate and asset based lending in the SME/Commercial sectors is essential
  • Educated to degree standard or be able to evidence significant depth of professional sector experience with major financial service providers
  • Strong audit analytical skills with a good working knowledge of risk processes is essential
  • Some previous involvement in policy / process design and development would be highly desirable

Location: London

Salary: Up to £48-50,000 basic with bonus and benefits package including 25 days holiday, pension, bupa and much more

For more information regarding the role of Credit Risk Assurance Specialist please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days