Senior Credit Risk Analyst

London, South East England
15 Jun 2017
15 Jul 2017
Contract Type
Full Time

Our client based in Central London are looking for a Senior Credit Analyst to join a specialist Risk Management team which investigates and monitors risk issues arising from the Commodity trading and investment group companies (Metals, Energy etc.); including Trade Finance for new and existing counterparts. The role has been created due to growth; and will focus on supporting the launch of a new Energy Trading business.

Core responsibilities:

  • Quickly appreciate and understand complex credit issues and to propose credit mitigants where appropriate. Able to discuss key points with Senior management and Business teams in a logical manner;
  • Working with the General Manager to develop the Risk Management concepts, including credit /market / country / operational risks;
  • Deputise for the Credit Manager when absent to ensure all Department tasks completed as required;
  • Presenting of key Credit risk issues as part of the approval process including the formal Credit Forum;
  • Continuous monitoring of credit issues related to customer portfolio and wider issues;
  • Undertake visits to counterparties and be able to question senior management such as CFOs / Finance Directors on the financial and strategic aspects of their businesses, and provide written summary, as appropriate for due diligence purposes;
  • Be an alternate contact for Credit and Operational queries for other departments / divisions;
  • Provide assistance and/or cover for the other department personnel as appropriate;
  • Compilation of assigned monthly / quarterly reports;
  • Working in conjunction with General Manager, Risk Management and all trading departments to develop and maintain credit and risk management practices to reduce/eliminate potential losses;
  • Assist in ensuring department manuals and documentation on both the Risk Analysis and Risk Monitoring sides is regularly reviewed and kept up-to-date;
  • Keep updated with key credit and operational issues relating to Credit Insurance. Liaise with Credit Insurers to obtain insurance coverage where required;
  • Input, or check input, of financial figures into internal risk rating model either manually or through utilisation of auto data-streaming.
  • Using SAP and internal credit system, assist in the preparation of a number of internal Risk Management reports in Excel or other format to specific deadlines;



  • Broad Credit Risk experience to include trade finance likely to have been obtained in a Banking or Commodity or Corporate environment;
  • Strong corporate financial analysis skills - expert ability to read and understand financial accounts;
  • Ability to write concise and accurate credit analysis and recommendations;
  • Some knowledge of commodities, including the Metals and Energy sectors;
  • Excellent verbal and written communication skills;
  • Experience of Credit Rating models;
  • Ability to prioritise work with very high standard of accuracy and attention to detail;
  • Understanding of Risk Management reporting & systems;


  • University degree in business/finance/accounting, or analytically based discipline and / or track record of in-depth experience and background in Credit Risk;
  • Experience of working in a multi-national corporate or finance environment;
  • Understanding of credit insurance;
  • Good presentation skills including presenting both to senior management and non-management grades;
  • Working knowledge of any credit legal issues including export credit;
  • Some understanding of Market risk fundamentals;