Credit Officer

Recruiter
MERJE Ltd
Location
London, South East England
Salary
70000.0000
Posted
11 Jun 2017
Closes
10 Jul 2017
Contract Type
Permanent
Hours
Full Time

The Role

You will support and will report directly into the Head of Credit but will also have significant exposure across the bank and with board level committees.

The role represents a fantastic opportunity to join a new and vibrant institution and to shape the bank’s infrastructure for extending and managing its retail credit portfolio.

Your work will include but not be limited to:

  • Review and approve or decline credit referrals from the automated scoring and approval process under limits delegated by the Board,
  • Manage the day-to-day collections process in coordination with the bank’s contact centre,
  • Prepare analyses of the bank’s retail credit portfolio, including trends and insights,
  • Support the Head of Credit on impairment provisioning and management / board reporting.

The REQUIREMENTS

The successful candidate will have:

  • 5+ years practical experience in a UK retail bank
  • Experience dealing with credit portfolios such as overdrafts, personal loans and / or credit cards
  • Practical experience of some or all of:
  • credit portfolio analytics
  • scorecard development, monitoring and control
  • fraud management
  • provisioning, ideally some experience of IFRS9
  • underwriting credit approvals
  • preparing reports for management and the board collections processes