Credit Risk Analyst – FTSE250 Organisation

Lloyd Recruitment - Epsom
Brighton, Brighton and Hove
£35000 - £40000/annum
10 Jun 2017
10 Jul 2017
Contract Type
Full Time
Lloyd Recruitment Services are recruiting on behalf of a leading FTSE250 finance organisation that seeks a Credit Risk Analyst to undertake portfolio risk analysis and reporting.

The main responsibilities will involve analysing the finance portfolio using Risk Factor and other analytical and risk management tools to highlight portfolio trends and emerging risks, and the production of monthly, quarterly, half yearly and ad hoc reports for Risk and Executive Committees and Group Credit Risk.

A key element of the role is presenting findings and analysis to colleagues across risk and other functions in a clear and concise manner.

Key Responsibilities

Independently monitor the risk profile of portfolios
Review and synthesise the risk data that flows from various internal systems and from external sources to form a risk assessment of clients, portfolios, and other segments
Ensure that adverse trends and statistics, clients with deteriorating profiles and suspicions of fraud are raised with the relevant client management teams
Assist the Head of Portfolio MI with reports to show any material loss

Produce monthly, quarterly, half yearly and ad hoc reports for Risk and Executive Committees, including monitoring of credit appetite, early warning indicators and client review schedule in a timely manner
Embed processes and controls to improve quality of credit data

Produce monthly quality assurance report on new business and live clients
Attend ‘Watch’ meetings each month in Brighton and on an ad hoc basis in Manchester and Belfast/Dublin
Assist the Head of Portfolio MI with project related work including, but not limited to, support and analysis on risk management projects including IFRS9 and ICAAP
Deputise for Head of Portfolio MI where requested.

Risk & Compliance
Ensure that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities required by the Regulatory Bodies are carried out to the standards required.

Skills & Experience Required

Strong aptitude for working with data, interpreting results and making recommendations
Ability to work to a high standard of accuracy and present information in a logical and professional format
Advanced Excel skills (in particular the ability to manipulate data using VLOOKUP and basic VBA and macro skills)
Ability to grasp new systems quickly and with a high degree of technical competence
Strong analytical, verbal and written skills
An ability to work independently as well as part of a team

Invoice finance industry and or fraud experience
Experience of credit risk and portfolio analysis
Experience using the Risk Factor system and analytical tools
Educated to degree level or qualified through professional experience

Please note, due to the high number of applications, only applicants that meet the above mentioned criteria and are shortlisted will be contacted