Credit Risk Manager

Insight Recruitment Solutions
London, South East England
10 Jun 2017
10 Jul 2017
Contract Type
Full Time

My client, a general trading company are recruiting into their Credit team. They require someone with broad Credit Risk experience from a Banking or commodity background. They are ideally looking for Energy and Metals knowledge.

You will investigate and monitor risk issues arising from the commodity trading and investment businesses which includes trade finance for new and existing customers.


• Quickly appreciate and understand complex credit issues and to propose credit mitigants where appropriate. Able to discuss key points with Senior management and Business teams in a logical manner;
• Working with the General Manager to develop the Risk Management, including credit / market / country / operational risks;
• Deputise for the GM when absent to ensure all Department tasks completed as required;
• Presenting of key Credit risk issues as part of the approval process including the formal Credit Forum;
• Continuous monitoring of credit issues related to customer portfolio and wider issues;
• Undertake visits to counterparties and be able to question senior management such as CFOs / Finance Directors on the financial and strategic aspects of their businesses, and provide written summary, as appropriate for due diligence purposes;
• Be a main contact for Credit and Operational queries for other departments / divisions;
• Provide assistance and/or cover for the other Department personnel as appropriate;
• Compilation of assigned monthly / quarterly reports;
• Working in conjunction with General Manager, Risk Management and all trading departments to develop and maintain credit and risk management practices to reduce/eliminate potential losses;
• Ensure RMD manuals and documentation on both the Risk Analysis and Risk Monitoring sides is regularly reviewed and kept up-to-date;
• Keep updated with key credit and operational issues relating to Credit Insurance. Liaise with Credit Insurers to obtain insurance coverage where required;
• Input, or check input, of financial figures into internal risk rating model either manually or through utilisation of auto data-streaming.
• Using SAP and internal credit system, assist in the preparation of a number of internal Risk Management reports in Excel or other format to specific deadlines;
• Propose and implement the agreed development of RMD monitoring, reporting and systems;
• The mentoring and effective management of senior and junior personnel;

• Broad Credit Risk experience to include trade finance likely to have been obtained in a Banking or Commodity or Corporate environment;
• Strong financial analysis skills - expert ability to read and understand financial accounts;
• Ability to write concise and accurate credit analysis and recommendations;
• Excellent verbal and written communication skills;
• Working knowledge of any credit legal issues including export credit;
• Experience of Credit Rating models;
• Ability to prioritise work with very high standard of accuracy and attention to detail;
• Understanding of Risk Management reporting & systems;
• Knowledge of commodities, including the Metals and Energy sectors;
• Track record of effective people management;